The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. But that’s not all. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. I help clients all over the country find ways to. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. We’ve also been providing these. The minimum fee for this feature is . Despite the current volatility in the. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. For producing an income for life that cannot be outlived by a surviving spouse. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. 8 VERIFIED COMPANY annuitygator. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. As a source of guaranteed income delivered by a reputable company. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best:At Annuity Gator, we make up a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. Learn More About Me. Learn More About Me. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. He. Initial contact was expedient. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. The company is not an annuities broker and it’s not an insurance company. With more than 58% of United Heritage’s overall. We look forward to helping you create your retirement savings and income strategy. At Annuity Gator, we take the frustration out of shopping for annuities. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. The growth component of a Protected Growth Annuity is tied directly to market indexes like NASDAQ, DOW, and S&P 500. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. com team members will personally. For investors who have a family history of life longevity. Despite the current volatility in the. 11:13 AM, 29 January 2019 . I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. com team members will personally. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. So in this scenario, you would actually be guaranteed a rate of 4. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. Annuity Gator. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. 8 350 total 83% 5% 2% 2-star 2% 1. Consultations with the company are free. In addition, there is an annual service charge of $35, up to a maximum of $50. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. If you’re still considering the Farm Bureau Select IV New Money 4. And, because of the in-depth reviews that we provide, we have become a highly. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. M. have an annuity question? Our Advisors. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 5%. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. However, the fine points and pitfalls of the annuity suggested were not fully explained. Use the form on our website and one of the AnnuityGator. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. The Jackson National Perspective II variable annuity has had its ups and downs throughout the years. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. 75% to 6%, depending on your age and the income. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. Despite the current volatility in the. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. If you’re still considering the Navigator Elite MVA annuity from. S. Your choice of interest rate guarantee periods. (888) 440-2468. Here you’ll find resources to help you retire with confidence. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. 40%. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. (This annuity has a 7-year surrender charge period). We offer this testing for free at Annuity Gator. M. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). Share your videos with friends, family, and the worldMYGA Plus. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). These charges will start at 9% and grade down each year until year ten. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). In addition, there is an annual service charge of $35, up to a maximum of $50. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. Again no pressure to buy anything. Annuity details can be somewhat cumbersome to digest. Best, and an A- (Strong) from Standard & Poor’s. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. These contributions are tax-deductible and they grow tax-deferred. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. For investors who have a high tolerance for risk. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. M. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. ) By paying this fee, your money will grow or step-up in a separate account. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. When the underlying index performs well, a. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. How Do Annuities Work; What is a Retirement Annuity? What is Annuity Income? Annuity Types. We look forward to hearing from you. My name is Scott Batchelar. 00%. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. That being said, there are still some ways to determine whether or not to. M. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. For instance, this annuity can provide you with a personal pension-like income. Athene USA serves customers in all 50 of the United States. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. Dynamic Balanced Index II May 2016 – April 2017. As an income source for investors who have a longer timeline. I received a thorough understanding which left me at ease with a clear mind. If you’re still considering the Fidelity FG Guarantee. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. 00%. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. Income that can keep pace with inflation and market growth. What's the biggest question that you have about annuities? *. Annuity Gator connects its customers to a wide range of annuity providers. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. So, if you would like to learn more, feel free to contact us at (888) 440-2468 , or send us an email by going to our secure online form . The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General Where it works the best: This annuity could be a good option for those who are seeking the following: A fixed rate of interest over time; Safety of principal, regardless of what happens in the market;The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;The Annuity Gator’s End Take on the Midland National Life MNL Endeavor Fixed Indexed Annuity Where it works the best: The Midland National Life MNL Endeavor 8 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growthThe Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;My name is Marcus Brutoco. For years, we’ve made the annuity comparison process easy and understandable – which in turn, can make the annuity buying process much less. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. Independent annuity professionals provide honest. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. We can help you with the following three areas: 1). Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. These begin in Year 1 at 9%, and they gradually grade down to . For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. Best, The Annuity Gator P. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. Barclays U. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. Despite the current volatility in the. David was extremely helpful from start to finish. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. For. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. 1. As of year-end 2018, The State Life Insurance Company held roughly $8. Overall, given the low return that the Allianz 222 annuity has produced of. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. In this case, for instance, it provides greater downside protection in the case of a market downturn. Best. 0 out of 5. At Annuity Gator, our mission is to educate consumers (as well as financial advisors) about how these financial vehicles work, and how they can provide you with a steady and reliable income source. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. My name is Robert ”Bob” Gardner. Therefore, if you would like more information on SPIAs and/or you would like us to review an annuity that you already own, please feel free to contact us directly by. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. We can help you with the following three areas: 1). I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. This is because the contract will provide the. (Then, following the initial guaranteed option period, renewal interest rates. For investors who have a family history of life longevity. For producing an income for life that cannot be outlived by a surviving spouse. Guaranteed income throughout retirement. Annuity Gator employs a team of experts who thoroughly research and analyze various annuity products available in the market. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. With more than $9. ”. Annuity Gator is a website that helps you compare and choose annuities from different providers. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. 20% for a single Life or 2. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. Use the form on our website and one of the AnnuityGator. For instance, this annuity has ten years of back-end surrender charges. 25%. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. 6:01 AM, 22 March 2019 . Independent annuity professionals provide honest advice, better products and personalized products for your situation. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. My name is William Seeley. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. Given this, it is important to consider any annuity a long term financial endeavor. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. My name is Ryan McNeill. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Balanced safety and growth. Despite the current volatility in the market and the low. The company offers more than. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. So, if you would like to get a better. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. What’s Included In This Annuity Ranking Report This Annuity Ranking Report was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). How to get guaranteed increasing income for the rest of your life. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. This has led some to complain publicly. Despite the current volatility in the. So in this scenario, you would actually be guaranteed a rate of 4. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. Nobody likes that. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. This annuity tracks the S&P 500 index. The Annuity Gator’s End Take on the General American Power Select Plus Fixed Index Annuity Where it works the best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works the worst:These include the following: Annual contract fee (if the annuity’s contract value is below $25,000) – $30. Welcome to the Annuity Gator database. I think Mr. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. And, this money doesn’t necessarily have to be your hard-earned retirement savings. Guaranteed lifetime income stream. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. If you’re still considering the Farm Bureau Select IV New Money 4. The Annuity Gator’s End Take on the Transamerica Income Edge 1. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. 5 billion in assets, and had nearly $13 billion of total life insurance in force. My name is Brian Greco. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. The Annuity Gator’s End Take on the MassMutual Stable Voyage Deferred Annuity Where it works the best: The MassMutual Stable Voyage Fixed Deferred Annuity, while not for everyone, could be a good option if you. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. Annuity Basics. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . Annual withdrawals of 3. My name is Jason Siebert. 60% a year, and the maximum annual fee for the life of the contract is 2. In this case, while longer terms will typically offer higher rates of return, shorter terms can help with managing market fluctuations better. 12:36 PM, 16 June 2017 . Initially, he listened to understand my needs, wants, and fears. Annuities are a highly unique. My name is Robert ”Bob” Gardner. hondo55 . The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. We look forward to helping you protect the ones you love with your own unique legacy. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. This annuity allows you to turn a lump sum of money into a steady income stream right way. The opportunity for index-linked growth. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. For example, on a $100,000 portfolio, the. There are some other key features to consider with the. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. This means that regardless of future economic conditions. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. | We simplify the way annuities are. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. Where it works best: For investors who have a longer time frame. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. Despite the current volatility in the. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Thrivent Secure Retirement Builder FIA Annuity Given the many benefits associated with the Thrivent Secure Retirement Builder fixed indexed annuity, it could be a viable option if you are seeking the following features: Opportunity for growthAll of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. An annuity is designed to give you income. My name is Donna Lee. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. What's the biggest question that you have about annuities? *. So, at that time (fall 2021), there is no track record on which to base its performance. Despite the current volatility in the market and the low-interest. Beware of these annuity websites. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. The Annuity Gator’s End Take on the Jefferson National Monument Advisor Annuity Product Where this annuity works best:Jackson National describes the RateProtector annuity as a multi-year fixed annuity that offers 3-, 5-, or 7-year interest rate guarantee options. So, if you are still considering the. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. 55%. The annual charges for these are 0. Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. 35%. Annuity Gator customer service is available. 60% a year, and the maximum annual fee for the life of the contract is 2. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. Read 6 reviews from customers who rated Annuity Gator 1. 50% in Year 10, until they reach 0% in Year 11 and thereafter. When the market experiences an upward trend, the returns inside the annuity increase.